MotorGuard Insurance

Comprehensive Policies

If you experience a loss or damage to your vehicle as a result of collision, fire and theft, our comprehensive policy allows you to peace of mind by providing the necessary coverage. In addition, coverage is provided for your legal liability to Third Parties in respect of death, bodily injury or damage to property. 

Standard benefits to Comprehensive Policy holders include:

•    Key replacement
•    Protected No Claim Discount (NCD)
•    New Car Replacement
•    Unlimited windscreen cover
•    Lower excess benefit*
•    High Personal Accident limits

(Applicable to Insured, Driver and Applicant)

•    Wrecker fee up to $35,000


Optional benefits include:

•    Lower excess option
•    Replacement vehicle hire
•    Uninsured motorist rider


Third Party Policies

If you have to face a claim for accidental death, bodily injury to another person or for damage to their property as result of negligence arising out of the use of your motor vehicle, we will pay damages up to the limits on the policy.


Standard Benefits to Third Party Policyholders include:

•    Wrecker fee up to $6,000 for all third party private car/ private CMC up to 5000 kgs


Optional Benefits:

•    Windscreen limit of $20,000

•    Personal Accident Rider

(applicable to insured, driver and any other occupant)


Call your broker or agent today!



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