INSURANCE . RETIREMENT . INVESTMENTS
Hurricanes can not only be financially burdening but negatively impact you both emotionally and mentally. In instances where there are heavy damages and loss of life, you may think all is lost. This is not true. It is possible to get back on your feet and rebuild after destruction has passed.
In today’s article, we have provided some Hurricane Recovery Tips to help you get back on your feet and get your life back on track.
Sign up for Government assistance – In most instances, the Government provides financial aid in the form of grants to affected households to assist with reconstruction, purchasing of lost appliances and household essentials such as beds and clothing.
These grants usually require sensitive information from applicants, including a list of lost appliances and items. Therefore, it is important to keep an updated list of items and an estimated cost of total damages incurred.
Contact your insurance agent – Did you have a Home and Contents Insurance Policy prior to the hurricane? If yes, then contact your Insurance agent as soon as you can. He/she would be able to update you on how much reimbursement you are entitled to and provide information on the length of time it would take to have your claim approved.
Get counseling – Hurricanes are traumatic, and this can take a toll on your emotional and mental well-being especially if you lost loved ones. Take the time you need to come to terms with what happened and make visiting a counselor a priority. Government agencies may assemble teams of counselors and psychiatrists to assist with providing mental and emotional relief to the affected after a hurricane, completely free of cost.
Assign Short-Term and Long-Term Goals – Returning your life to exactly where it was before tragedy struck takes time and great effort. Instead, it is better to assign these tasks to short-term and long-term goals.
Your highest priority tasks should be rebuilding your place of abode for you and your loved ones to stay and recovering crucial appliances necessary for your survival.
Ask for help – Recovering from the effects of a hurricane leaves no room for pride; do not hesitate to ask for help if you need it. The financial and emotional burdens can be much more than one person or a family can bear but with assistance from friends and family, it becomes easier. Take the time to build a strong network of loved ones who are dedicated to assisting you in any way they can to return your life to what it was.
We thank you for joining us and hope that this information was useful for you. Join us again next week!