Purchasing a New Home this Christmas? Get Home and Contents Insurance

Christmas is seen as the time of giving and purchasing a new home can be one of the best gifts you give to yourself and your family. It’s one of life’s biggest steps and like any major financial decision, you should take all the precautions to safeguard your investment.

Home and Contents Insurance insures your home and contents against loss and damages, such as those incurred by natural disasters like, earthquakes, hurricanes and storms. Additionally, this form of insurance provides coverage for your home, but also contents (furniture, electronics, appliances) and personal items. Not only does this plan protect your home and contents from natural disasters, but also damages caused by instances such as theft, vandalism, fires and explosions.

The value of this insurance is based on the value of your home and contents.

Why should you get Home and Contents Insurance?

1. Coverage against natural disasters – The Caribbean islands not only lie on the Caribbean Plate, which leaves them vulnerable to earthquakes, but are also subjected to the dangers of tropical storms. Home and Contents Insurance provides you with coverage for both earthquakes, storms as well as flooding, falling trees and more.

2. Liability Coverage – Liability Coverage is included in a Home and Contents Insurance plan and provides you with coverage against any accidents you may cause or accidents that occur on your property. For example, if a neighbour is injured by a falling tree on your property, your liability coverage would cover the costs of any medical treatments he/she may require.

3. Personal Property Coverage – Home and Contents Insurance plans provide you with Personal Property Insurance, which covers loss or damage to personal items. Additional coverage can be included for an increase in your premium to cover expensive personal items such as jewellry.

Home and Contents Insurance is a must-have for any homeowner and as a new homeowner, this is one of the best safeguards you can have on your investment.

Don’t have a Home and Contents Insurance Policy? Call Guardian General Jamaica today at 876-926-3720 for more information on our Home and Contents Insurance Plans!

Thanks for joining us for this week’s blog. We wish you a safe and enjoyable weekend and do join us next week for more.

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